For individuals For legal entities
More than 1.9 million monthly active users of Uzum Bank
Throughout Uzbekistan in Uzum Bank app
Make payments convenient for your customers
Uzum to’lov
Uzum to‘lov is a unique QR-based payment method. Customers choose how to pay: by card or in installments.
You can enable cashback and an interest-free period for installments to increase customer engagement. Installments are set up in the app within minutes — no staff involvement required.
You receive the full amount upfront, regardless of the payment method. We take on all non-payment risks.
The fee is 0% for payments via Uzum card, and 0.4% for cards from other banks.
Uzum to‘lov integrates easily into your existing workflow. All analytics and payment management are available in your personal dashboard.
Payment methods
Static QR code 
A sticker or tabletop sign placed near the checkout or on the counter — quick to implement at an offline point of sale. You receive an instant notification once the payment is made.
Dynamic QR code
The customer scans a QR code from the receipt or the POS screen — the payment is automatically reflected in your POS system.
FastPay
The seller scans the customer’s QR code from the app — payment is automatically displayed in the POS system. The QR code refreshes every 20 seconds, making it safe for the customer and preventing duplicate charges.
Online via API
API integration of payment methods for your website, app, or Telegram bot. Customers can pay with Uzum Bank cards and cards from other payment systems — Humo, Uzcard, Visa, MasterCard. API documentation.
You can create your own payment process and integrate it into any of your products or software.
Uzum to’lov
Uzum to‘lov is a unique QR-based payment method. Customers choose how to pay: by card or in installments.
You can enable cashback and an interest-free period for installments to increase customer engagement. Installments are set up in the app within minutes — no staff involvement required.
You receive the full amount upfront, regardless of the payment method. We take on all non-payment risks.
The fee is 0% for payments via Uzum card, and 0.4% for cards from other banks.
Uzum to‘lov integrates easily into your existing workflow. All analytics and payment management are available in your personal dashboard.
Payment methods
Static QR code
A sticker or tabletop sign placed near the checkout or on the counter — quick to implement at an offline point of sale. You receive an instant notification once the payment is made.
Dynamic QR code
The customer scans a QR code from the receipt or the POS screen — the payment is automatically reflected in your POS system.
FastPay
The seller scans the customer’s QR code from the app — payment is automatically displayed in the POS system. The QR code refreshes every 20 seconds, making it safe for the customer and preventing duplicate charges.
Increase sales by offering cashback as an extra incentive. You activate the cashback, and we help you attract and retain customers. 
by offering cashback as an extra incentive. You activate the cashback, and we help you attract and retain customers. 
We have been chosen by more than 20 000 partners
Become a partner of Uzum Bank Partners
Write your name, phone number and press send button. We will contact you shortly
Still have questions?
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- Requisites of the organization (TIN, settlement account, name of the MFO bank)
- Certificate of state registration
- Passport of the manager with residence registration
- Order on appointment of the manager (except for IE)
- Logo in JPG or PNG
- Mobile phone number
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- Access to more than 10 million Uzum clients
- An opportunity for your clients to purchase products in installments.
- Daily withdrawal of funds to your bank's settlement account
- We connect you for free, the cost of services depends on the type of acquiring chosen
- Ask it via Telegram or by phone number +998 78 777 07 99
New opportunities with the Uzum Ecosystem
Increase your business profits by using our products
